Car Title Loans in FontanaCar title Loan FAQHow do interest rates work on title loans?The interest rate is 7.5% per month on loans over $5000 and 8% per month on loans below $5000.How long do I have to pay off the loan?We will set you up on a monthly plan giving you 2-3 years to pay it off but on very large loans we may give you more time.I only need the loan for a month or so. Does that change anything?There is no prepayment penalty.What documents are needed?• Copy of your drivers license• Original Title • Insurance • References • Proof of residence (verify where you live) • Proof that you have some income of at least $1500 a month How long is this going to take? Is it faster to drive into your location first?No, actually not. The fastest way is to apply online and then call us once we have all the information in hand.We can have everything wrapped up in about an hour from getting the documents we need faxed to us.Do I have to have a job?Job - no. Income - yes. We look for $1500 a month from some source.What about my credit? It’s not that great. I need a bad credit personal loan now.Really not an issue unless you are in active bankruptcy proceedings.Does my car need to be paid off?A few payments left or another car title loan from another company is okay.My car is registered in another state. Can I still do this?No, you must have your car registered (titled) in the same state where you live and where you get the loan. If the car is titled in another state, you have to get this changed before you can get a loan.Do I have to mess with the DMV?We do all the DMV work ourselves so you don't have any more time wasters to get this done. |
||||
|---|---|---|---|---|
|
